It seems like no matter how hard we try, we’re always spending more money than we would like. There are always bills to pay, and there’s always room for more money in your savings account or retirement fund, but it can be hard to scavenge the money needed with all of our everyday expenses.
Setting a budget and changing your overall habits is a good way to start, but it can also be daunting. Sometimes, starting small is the way to go. If you’re looking to grow your bank account without much effort, consider these 10 ridiculously easy ways to save money.
1. Make Your Own Lunch
Buying a meal everyday can quickly add up, sopack your own lunch to save $5 to $15 a day. If you don’t have time during the week, do your grocery shopping and meal preparation on Sunday nights to have lunches that will last you the rest of the week.
2. Skip The Drinks
Hitting up the bar can be fun, but buying drinks out is pricey.Skip the alcohol when at a barwith friends or at dinner, and if you really want to drink your gin and tonic, prepare it at home, which is much less expensive.
If you have a hard time parting with your hard-earned money,set up an automatic transfer each monthfrom your checkings to your savings. Even if it just a small amount of money, it will ensure you put a little bit away every so often in case of an emergency.
5. Adopt Meatless Mondays
Going vegetarian can help cut down on costs, and studies show that not eating meatcan help you save at least $750 a year. Start off by designating one day a week without meat to help cut down on costs, and decrease your intake from there.
6. Sell Unused Gift Cards
If you have a bunch of unused gift cards lying around, don’t let them go to waste. Sell them on sites such asGiftCards.comorCardPool.comto receive cash for your unwanted plastic.
If you’re going to be spending and saving money, you might as well use it to your advantage. Sign up for bank accounts that include added bonuses, anduse a credit card with cash back or other rewards. Just be sure to stay in your budget and avoid any balances or overdue fees.
9. Use Deal Sites
Websites such asGrouponandLivingSocialhave frequent deals, so if you’re looking to go to a new restaurant, try a new workout class, or even book a trip, look to these websites first to see if you can score any deals.
A home is not a home because of its room dimensions or the color of the walls. It is about how you feel when you walk through the front door, and the way you can instantly envision your life unfolding there.
This is about more than real estate. It is about your life and your dreams.
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Thank you for spending the time in getting me into my new home! And for putting up with apprehensive me during the process. I am happy in my new townhome and although still getting settled in, I am enjoying it. Again, thank you for your knowledge of knowing how to put it all together with selling & buying. Everything worked as you said it would!